加拿大：租车的金卡保险

用信用卡金卡付租车费是可以自动获得免费保险的。但所有金卡的保险都是只保车不保人的，有些最多只保$8000。以Visa为例，还要符合以下条件：

* You must pay the full cost of the car rental with an Eligible Visa card;
* You must initiate and complete the entire transaction with the same Visa card;
* Only the cardholder can rent, take possession of the car, and decline the rental agency insurance;
* You must decline the collision/loss damage insurance offered by the car rental company;
* Your cardholder account must be in good standing;
* Coverage is limited to one rental vehicle at a time, i.e. if during the same period there is more than one vehicle rented by the cardholder, only the first rental vehicle will be eligible for coverage;
* The Visa Collision/Loss Damage Insurance program will not cover a car rental period of more than 48 consecutive days.


http://www.visa.ca/en/personal/travelling/cldi/cover_overview.jsp